Manage your finances
There are a lot of ways to get a handel on your debt. You can get a loan from a family member, seek credit counseling assistance, try to work with your creditors yourself, or perhaps look into getting debt loans.
Any of these options may work for you, but you should consider your financial situation before getting a loan. If you are in a situation where your credit is being affected by your inability to pay, then you may not be able to get a loan with an affordable interest rate. Getting a loan and then not being able to pay it off will continue to hurt your credit score. Check all your options before making a commitment and do what is right for your finances.